I Guarantee a work around will be made available as soon as we see this new term brought in, i have said it before so many times.
I presume this will come with the next Feature update to Win 11, and as i usually do clean installs of feature updates as doing it MSs way, one OS over another more or less, never sat right with me.
All i can say is i will do whatever i need to continue working with Win11 without the need to be forced to use a MS account at set up, either that be making a Modded OS, Or using a Registry Hack Or another type of fix of which i am sure the longer it goes on forcing peeps to do this, many will pop up all over the net, then it is up to each individual to choose what method suits there skillset and conscience.
Microsoft try's to push users into doing exactly what they want, and that is why enterprising peeps will always push back. Every single bad move made by MS in there favour has always been fixed to better suit the user, that will not change.